INSURANCE
RISK MANAGEMENT
Be prepared for life's risks and surprises.
Backed by Canada’s most reputable and most experienced insurers, we help people and businesses to manage risks and be financially protected.
Life is full of unexpected events. Some of which turn out to be ill-timed and unfortunate. Everyone of us is always at risk of experiencing sudden changes in our personal or professional lives that would cause not just emotional stress, but also financial hardships.
Without adequate insurance coverage, you, your family or your business may not be prepared to cope with the financially costly repercussions of becoming disabled, suffering a major illness, or passing away.
Insurance is designed to protect your financial security and should be a key part of your overall financial plan. It provides a cost-effective way to manage financial risks and brings you peace of mind. It can also serve as a tax-efficient and risk-free way to build, preserve, and increase your wealth.
To request an insurance quote or determine your insurance needs, please contact us.
some health facts
Numbers speak for themselves
Percentage of men in Canada expected to develop Cancer
Percentage of women in Canada expected to develop Cancer
Percentage of Canadians with Cancer expected to survive
Number of heart attacks occurring each year in Canada
Percentage of Canadians with at least one risk factor for Heart Disease or Stroke
Percentage of deaths in Canada caused by Heart Disease
Percentage of Canadians who survive a Stroke
Percentage of Canadians with at least one risk factor for Heart Disease or Stroke
Percentage of Canadians who become disabled for over 90 days
We provide customized insurance solutions to meet your needs for financial protection, wealth creation and estate planning.
life
Life Insurance allows your family to maintain their lifestyle when you’re no longer with them. It can also serve as a tax-efficient and risk-free way to build wealth.
Term life insurance is simple and affordable, providing a fixed amount of insurance for a specific period of time.
Often called Whole Life Insurance, a Permanent policy covers you for your whole life, with your insurance costs usually guaranteed not to increase from the time you first acquire the policy.
Universal Life Insurance is a flexible type of permanent life insurance that combines protection and savings.
health
Health Insurance helps protect your savings and lifestyle by covering some, if not all of, the many healthcare costs not covered by government plans.
Critical Illness Insurance helps you cover the costs associated with lifestyle changes arising from a major medical condition, such as cancer, heart attack or stroke.
Disability Insurance helps protect your financial security by replacing part of your income if you become disabled and are unable to work.
Extended Health Insurance covers a portion of health care costs not covered by your provincial health insurance.
Long Term Care Insurance provides you with the support and financial resources to cover the out-of-pocket expenses for care at home or in a facility, when you can no longer care for yourself.
Travel Insurance helps pay for unexpected emergency medical expenses while you are travelling away from home.