BRIGHT FINANCIAL GROUP
Confidence leads to Decisions.
Decisions lead to Results.
No matter who you are or where you are in life — starting a career, buying your first home, expecting your first child, raising a family, sending your child to college, growing a business, enjoying retirement, or establishing your legacy — we can help you achieve your financial goals.
We can provide you with customized financial solutions to match your unique situation and address your specific concerns. We are committed to serving our clients’ best interests, and we take pride in the level of our personalized service and professional advice.
services
Let us help you make the right financial decisions, so you can enjoy life and take care of what’s important to you.
We can put together the pieces that would enable you to be well-prepared for the joys and challenges of owning and growing a business.
Setting priorities. Preparing for the future. Making smart financial decisions. All these can be time-consuming and daunting.
Let us help you.
There must be a good fit between the financial advisor and the client. The two must be able to work together in order to formulate meaningful solutions and implement them successfully.
We know that each client is unique and has different needs. So we seek to understand what your situation is and what’s important to you. We also do our best to make our recommendations easy to understand. And because everyone’s situation can change, we regularly meet with every client and, if needed, propose changes or new solutions.
Explain issues and concepts that are appropriate to you. Explain the services we will provide. Clarify your responsibilities as a client. Clarify our responsibilities as your advisor, including how and by whom we will be compensated. Discuss with you the scope of the client/advisor engagement; agree on how decisions will be made.
Obtain information about your financial resources and obligations through interviews or questionnaires. Gather all the necessary documents before giving you the advice you need. Help you define your personal and financial goals, needs and priorities. Investigate your values, preferences, financial outlook and desired results as they relate to your financial goals, needs and priorities.
Analyse your information to assess your current financial situation.
Develop and prepare solutions tailored to meet your goals and objectives, values, and risk tolerance, while providing projections and recommendations. Present our recommendations to you, for your feedback and approval. Answer any questions you may have. Establish an appropriate review cycle.
Assist you in implementing the recommendations discussed.
Evaluate how well our strategy is helping you meet your needs. Periodically contact you to review solutions being implemented, as well as any changes in your life circumstances brought about by major events such as birth, illness, marriage, retirement, etc. Make adjustments as may be needed to help you achieve your goals.
Worry Less, Gain More
Let a financial professional help you simplify your life and reach your goals.
ANNA VALARAO, CFP
LIFE INSURANCE ADVISOR, BRIGHT FINANCIAL GROUP INC.
Since 2000, Anna has been helping individuals, families and small business make wise financial decisions and safely navigate through life’s uncertainties. Working closely with her clients, she provides customized solutions to address their financial needs.
Prior to establishing Bright Financial Group Inc. in 2010, Anna was a Financial Advisor with two of the world’s largest and most reputable financial institutions, US-based Edward Jones (2005-2010) and UK-based Pru Life (2000-2005). Anna holds the Certified Financial Planner (CFP) designation and has been a Qualifying Member of the Million Dollar Round Table (MDRT).
Anna’s strong work ethic and genuine concern for clients are the constant themes in her many years as an Advisor. Her core strengths include providing highly personalized and professional service, presenting sound financial advice in simple, easy-to-understand language, and cultivating strong and lasting relationships with clients. Passionate about helping people reach their long-term goals, Anna gives her clients the framework and confidence to grow and enjoy their wealth.
Anna considers it her mission to provide meaningful financial advice to individuals so they can appreciate and achieve what is truly important: taking care of their family and pursuing personal happiness.